Did you overspend on Christmas this year? Are you dreading the thought of your January credit card bill showing up in your mailbox any day now? I truly hope that this isn't the case, although, I know it is true for many individuals. They get into the thought of buying, but sometimes go out of their means to make it happen...hence the large credit card payments. Believe me, I have been there and done that! It is frustrating, and becomes a very frustrating cycle to break. There are more credit cards applied for in January (especially in the UK) as consumers are looking to do some 0% balance transfers, and in some cases this does help....pay more than the minimum payment though. There are so many cards out there that sometimes it is hard to chose which one is best. So can compare credit cards though, so if you have to get one you can choose the one that is best for you. Remember, with all credit cards use wisely and spend only what you can afford to pay when the bill comes in.
This post sponsored by cardguide.co.uk